Planning Ahead For Medical Emergencies Spares Loved Ones Pain & Expense-申威1600

Home-and-Family What would happen if you were suddenly rushed to the hospital with a medical emergency? Would your family know where to find your most important information, such as insurance policies or legal and financial documents? Would they be able to access them at a moment’s notice? What would happen to you (and them) if they can’t? I’ve spent nearly a decade working with people from all walks of life who have been affected by crises of all types. And almost without exception, they’ve been totally unprepared when disaster strikes. Although most of us don’t want to think about how to prepare for a medical emergency (or for any other type of crisis for that matter), it’s vitally important that we do. Here are some of the questions you should ask yourself when thinking about how to prepare for a medical emergency or sudden illness: * How much do you really know about your long-term health insurance? If you invest in Long-Term Healthcare Insurance, you need to know that there is a period of time before the policy kicks in. If you do not understand those terms, it could be useless. Take time and read the policy and then KNOW what it says. Call your agent and have him spell it out for you in simple terms, then attach it to the outside of the policy so that you or your family members can quickly have access to the terms. * Who is empowered to make medical decisions on your behalf? If you are unable to speak for yourself, the first thing to fall back on will be a Health Care Directive or Durable Power of Attorney for Health Care. Do you have these documents? If so, do your family members know where to find them? * Is your will up to date? A person who dies without a will or trust is leaving a legacy of trouble for his or her family. Do you want the government to decide how your estate will be divided, or do you want your last wishes to be honored? I don’t know anyone who’d rather leave those important decisions to a bunch of government lawyers. About the Author: Laurie Ecklund Long is the creator of the My Life in a Box preparedness system. Inspired by nine years of research and personal encounters with crisis, Laurie has offered hope to thousands through her workshops. Learn more about how to prepare for medical emergencies at Article Published On: 相关的主题文章:

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